Helps families stay in their homes or otherwise avoid preventable foreclosure. Assists responsible borrowers who are facing the possibility of foreclosure due to circumstances beyond his/her control. For example, unemployment, death of spouse, catastrophic medical expenses and/or divorce. Apply online at http://www.scmortgagehelp.com to begin the application process. Call Center support is available for homeowners who do not have internet access. Call toll free 1-855-HELP-4-SC. A SC HELP approved housing counselor will guide you through the application process. For a list of approved housing counseling agencies and additional program information, visit http://www.scmortgagehelp.com.